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Humana Health Substance Abuse Rehab Insurance Coverage

Table of Contents

Does Humana Health Cover Drug and Alcohol Addiction Rehab?

Navigating the world of health insurance can feel overwhelming, especially when you are considering making a life-changing decision like entering drug rehab. You probably are wondering—does insurance cover drug rehab? Yes, substance abuse rehab treatment is covered. If you have a Humana Health Plan, this article can guide you toward finding out what kind of healthcare benefits you have and the types of addiction treatment that are covered.

Humana strives to promote the well-being and health of their members, their employees, and the communities they serve.1 Humana has millions of members across the United States and offers a vast network of trusted providers and many coverage options.2

American Addiction Centers (AAC) aims to provide you with the most current and updated information on addiction insurance coverage. Please remember that policy changes and errors do occur. To ensure the most accurate information, it is always recommended that you check with your insurance provider directly to confirm your coverage. AAC is not affiliated with and does not endorse Humana Insurance or any of its licensees. 

Types of Substance Abuse Coverage

Humana offers 3 types of plans for employees:3

  • A high-deductible health plan
  • A traditional plan (with co-pay and deductible)
  • A co-pay-only plan for employees.

Factors to consider when choosing a plan include your marital status, whether you have children, and how often you see the doctor and require medical interventions. Medicare and Medicaid plans are also available.

Does Humana Health cover drug rehab? Yes.

Many Humana plans offer addiction treatment coverage; your specific benefits depend on the plan in which you are enrolled. Humana Health mental health coverage is available. Therapy is a common component of drug rehab, and Humana Health therapy coverage is also available in many of its insurance plans. There is a behavioral health number on the back of your Humana card that you can call for resources and to verify your mental health and substance abuse services. You can also go online here to verify your coverage.

Humana Health Insurance for Inpatient Rehab

Humana Behavioral Health is an extension of Humana that will coordinate mental health and substance abuse services with Humana.4 To access your behavioral healthcare coverage or to add coverage to an existing plan, call the number on the back of your Humana card.

Humana Behavioral Health will work with Humana to identify participating behavioral health and substance abuse providers that are covered under your plan. Inpatient substance abuse treatment is covered with participating providers.

Humana Health Insurance for Outpatient Rehab

Participating outpatient treatment programs are covered by Humana Behavioral Health and Humana Health Insurance. Humana Behavioral Health will communicate with treatment providers and monitor your progress throughout the treatment process.4 Working together, they will ensure that you are receiving the best treatment possible with participating providers.

Checking Your Insurance Benefits

It is very easy to check your benefits. As previously mentioned, you can get specific information about your benefits by calling the number on the back of your insurance card. You can also go online and verify your coverage underneath.

Humana offers specific benefits for military members, veterans, and eligible family members. Humana Military partners with the U.S. Department of Defense to provide services through TriCare. With Humana Military, eligible recipients have access to specialized care such as disability services.5

This is a simple snapshot of the various services covered by Humana. In addition, the Humana prescription drug plan can help cover costs associated with prescription medications for medical issues, substance abuse treatment, and mental health. Also, remember that each plan varies, so it is important to know what services are covered under your plan to ensure that your Humana Health plan will cover the treatment you need to start on the road to recovery.

Related Guides on Rehab Treatment Covered by Insurance


  1. Humana. (n.d.). Standards of excellence.
  2. Humana. (n.d.). Why choose Humana?
  3. Humana. (n.d.). Pros and cons of common medical plan types.
  4. Humana Behavioral Health. (n.d.). Behavioral health benefits.
  5. Humana Military. (n.d.). Beneficiary.