Call American Addiction Centers for help today.

(888) 287-0471
Close Main Menu
Main Menu
    Back to Main Menu
    Main Menu

Does Humana Insurance Cover Drug and Alcohol Rehab Centers?

On this page, you will learn about Humana health insurance coverage for substance abuse treatment and how to confirm what benefits are available under your specific plan.
american addiction centers photo
If you or a loved one are experiencing a medical emergency, call 9-1-1 immediately.
Humana Health Insurance for Addiction Treatment

Provider Overview

Humana Health Insurance Coverage for Drug & Alcohol Rehab Near Me

Navigating the world of health insurance can feel overwhelming, especially when you are considering making a life-changing decision like entering drug rehab. You probably are wondering—does insurance cover drug rehab? Yes, substance abuse rehab treatment is covered. If you have a Humana Health Plan, this article can guide you toward finding out what kind of healthcare benefits you have and the types of addiction treatment that are covered.

Does Humana Health cover drug rehab?

Yes. Many Humana plans offer addiction treatment coverage; your specific benefits depend on the plan in which you are enrolled. Humana Health mental health coverage is available. Therapy is a common component of drug rehab, and Humana Health therapy coverage is also available in many of its insurance plans. There is a behavioral health number on the back of your Humana card that you can call for resources and to verify your mental health and substance abuse services. You can also go online here to verify your coverage.

What is Humana Insurance?

Humana strives to promote the well-being and health of their members, their employees, and the communities they serve.1 Humana has millions of members across the United States and offers a vast network of trusted providers and many coverage options.2

American Addiction Centers (AAC) aims to provide you with the most current and updated information on addiction insurance coverage. Please remember that policy changes and errors do occur. To ensure the most accurate information, it is always recommended that you check with your insurance provider directly to confirm your coverage. AAC is not affiliated with and does not endorse Humana Insurance or any of its licensees. 


What Types of Addiction Treatment Does Humana Insurance Cover?

Humana offers 3 types of plans for employees:3

  • A high-deductible health plan
  • A traditional plan (with co-pay and deductible)
  • A co-pay-only plan for employees.

Factors to consider when choosing a plan include your marital status, whether you have children, and how often you see the doctor and require medical interventions. Medicare and Medicaid plans are also available.


Does Humana Health Insurance Cover Inpatient Treatment?

Humana Behavioral Health is an extension of Humana that will coordinate mental health and substance abuse services with Humana.4 To access your behavioral healthcare coverage or to add coverage to an existing plan, call the number on the back of your Humana card.

Humana Behavioral Health will work with Humana to identify participating behavioral health and substance abuse providers that are covered under your plan. Inpatient substance abuse treatment is covered with participating providers.


Does Humana Health Insurance Cover Outpatient Treatment?

Participating outpatient treatment programs are covered by Humana Behavioral Health and Humana Health Insurance. Humana Behavioral Health will communicate with treatment providers and monitor your progress throughout the treatment process.4 Working together, they will ensure that you are receiving the best treatment possible with participating providers.

Does Humana Health Cover Inpatient Mental Health?

Yes, Humana Insurance covers mental health care. Under the Affordable Care Act, substance use disorder is listed as one of the 10 elements of essential health benefits that insurers must provide. Like all American insurance providers, Humana must cover mental health care and treatment. While their insurance plans cover some degree of mental health treatment while you are in rehab, the amount of coverage will depend on your specific policy.

How to Check Humana Coverage for Alcohol and Drug Addiction Treatment?

It is very easy to check your benefits. As previously mentioned, you can get specific information about your benefits by calling the number on the back of your insurance card. You can also go online and verify your coverage underneath.

Humana offers specific benefits for military members, veterans, and eligible family members. Humana Military partners with the U.S. Department of Defense to provide services through TriCare. With Humana Military, eligible recipients have access to specialized care such as disability services.5

This is a simple snapshot of the various services covered by Humana. In addition, the Humana prescription drug plan can help cover costs associated with prescription medications for medical issues, substance abuse treatment, and mental health. Also, remember that each plan varies, so it is important to know what services are covered under your plan to ensure that your Humana Health plan will cover the treatment you need to start on the road to recovery.

Related Guides on Rehab Treatment Covered by Insurance


Check Your Policy Coverage

With the form below you can quickly and privately check your insurance benefits to see if you're covered for addiction treatment services. We’ll be able to tell you if your policy is in-network at an American Addiction Centers location.
Verification of Benefits Form

Please fill out the form below to verify your insurance coverage.

* These fields are required

First Name
*
John
Last Name
*
Smith
Phone Number
*
(555) 555-5555
Email
*
jsmith@mail.com
Date of Birth
MM/DD/YYYY
Find Insurance Carrier * 1
Aetna
Policy Membership ID
WXY1030Z0
Disclaimer
HIPAA badge
How to Read Your Insurance Provider Card
american addiction centers photo
  • 1Insurance Provider Name
  • 2Policy Member's Full Name
  • 3Policy Membership/Subscriber ID
Verification of Benefits Form

Please fill out the form below to verify your insurance coverage.

* These fields are required

First Name
*
John
Last Name
*
Smith
Phone Number
*
(555) 555-5555
Email
*
jsmith@mail.com
Date of Birth
MM/DD/YYYY
Find Insurance Carrier * 1
Aetna
Policy Membership ID
WXY1030Z0
Disclaimer
HIPAA badge
AAC Locations

Learn more about our treatment facilties

American Addiction Centers (AAC) owns and operates facilities at various locations nationwide to provide you or your loved one addiction and mental health care.
View all locations

Frequently asked questions

Does Humana Cover Rehab Hospitals?
Humana usually covers treatment for substance use disorders and mental health conditions. Patients can call the Humana Behavioral Health Hotline to check their benefits and use the Find a Doctor tool to explore the network of Humana providers.6,7
What Prescription Drug Treatment Does Humana Cover?
Depending on the member’s benefits, insurance plans offered by Humana cover a wide range of medications and substance use treatment options.6 Patients can reach out to their chosen treatment facility to verify their insurance or contact Humana for more information about coverage.
Does Humana Cover Methadone Treatment?
Yes, some Humana insurance plans will cover methadone treatment for opioid use disorder if it’s deemed medically necessary after evaluation by medical professionals.8
Does Humana Cover Suboxone Treatment?
Humana may cover suboxone treatment for opioid use disorder but it requires approval by a medical professional and it depends on a patient’s insurance plan.8
Does Humana Cover Behavioral Health?
Yes, Humana will cover at least a portion of behavioral health services, including inpatient and outpatient treatment of substance use disorders, but the exact coverage depends on your plan.6