Sierra Health Coverage for Drug & Alcohol Rehab Treatment Near Me
When dealing with a substance use disorder, having access to Sierra Health rehab centers is of key importance to moving forward to recovery. However, they do offer a broad scope of medical and mental health solutions for policyholders. The main types of insurance plans provided by Sierra include:1
- Preferred Provider Organization (PPO) Plan: This type of plan is popular because you can visit in-network and out-of-network providers. Most people may prefer to stay in-network because the insurance will pay for most services. Although you can go out-of-the-network for treatment, services are covered at a reduced rate. That means you’ll have to pay for part of it yourself. The amount you’ll have to pay depends on several factors. It’s best to consult with your policy plan to determine the exact amount.
- Health Savings Account (HSA) compatible PPO plan: This type of plan requires that you fulfill your deductible before insurance will kick in and start paying. The deductible amount might be around $3,000. Prescriptions make it easier to reach your deductible. The other difference with this insurance plan is you can set up a tax-free health savings account for the money you save on healthcare.
You can contact your insurance provider directly to find out more information about Sierra Health’s medical insurance and network coverage. Call the number on the back of your insurance card for further details. An easier way to verify your Sierra Health rehabilitation coverage is to contact the rehab facility directly. They can tell you if your insurance will cover services at their facility.